Privacy Policy

Last Updated: October 2025

Introduction

Welcome to Piiply (also known as DebtControl). We are committed to protecting your privacy and ensuring the security of your personal and financial information. This Privacy Policy explains how we collect, use, store, and protect your data when you use our debt management platform.

By using Piiply, you agree to the terms outlined in this Privacy Policy. If you do not agree with these terms, please do not use our service.

Information We Collect

Account Information

When you register for an account, we collect:

  • Name and email address
  • Password (encrypted and hashed)
  • Preferred currency and language settings
  • Profile information you choose to provide

Debt and Financial Data

To provide our debt management services, we collect:

  • Debt information (debtor names, amounts, due dates, descriptions)
  • Payment records and transaction history
  • Currency preferences and exchange rate data
  • Contact information for debtors and creditors

Technical Information

We automatically collect certain technical information:

  • IP address and browser type
  • Device information and operating system
  • Usage statistics and application performance data
  • Session information and authentication tokens

How We Use Your Information

We use your information for the following purposes:

  • Service Delivery: To provide debt management features, track payments, and generate reports
  • Notifications: To send automated email reminders, due date alerts, and payment confirmations
  • Authentication: To verify your identity and secure your account access
  • Analytics: To understand usage patterns and improve our platform
  • Communication: To respond to support requests and provide updates about the service
  • Security: To detect and prevent fraud, abuse, and security threats
  • Compliance: To comply with legal obligations and enforce our Terms of Service

Data Protection and Security

We implement enterprise-grade security measures to protect your data:

  • Encryption: All data transmitted between your device and our servers is encrypted using HTTPS
  • Password Security: Passwords are hashed and salted using industry-standard algorithms
  • Data Protection: Sensitive data is protected using Entity Framework Core data protection features
  • Access Controls: User data is isolated, and access is restricted based on authentication
  • Regular Updates: We maintain active security patches and updates
  • Infrastructure: Our platform runs on PostgreSQL and Redis with secure configurations

While we take extensive measures to protect your data, no system is completely secure. You are responsible for maintaining the confidentiality of your account credentials.

Third-Party Services

Piiply integrates with the following third-party services to enhance functionality:

  • Email Service: We use SMTP providers to send notification emails. Your email address and notification preferences are shared with these providers
  • CurrencyAPI: We use CurrencyAPI to provide real-time exchange rates for multi-currency support
  • OneSignal: We use OneSignal for push notifications on web and mobile devices (if enabled)
  • Sentry: We use Sentry for error tracking and application monitoring to improve service reliability
  • OpenAI: Optional AI-powered features may send debt analysis data to OpenAI's services

These third-party services have their own privacy policies and data handling practices. We encourage you to review their policies.

Cookies and Tracking

Piiply uses cookies and similar technologies to:

  • Maintain your login session and authentication state
  • Store your language and theme preferences
  • Analyze usage patterns and improve user experience
  • Protect against cross-site request forgery (CSRF) attacks

You can configure your browser to reject cookies, but this may limit some functionality of the platform.

Your Rights and Choices

You have the following rights regarding your personal data:

  • Access: You can view and download your data from your account dashboard
  • Correction: You can update your profile information and debt records at any time
  • Deletion: You can request deletion of your account by contacting us at support@piiply.com
  • Export: You can export your debt data to CSV format for your records
  • Opt-Out: You can disable email notifications in your account settings

Please note that some data may be retained for legal compliance or operational purposes even after account deletion.

Data Retention

We retain your data for as long as your account is active or as needed to provide services. When you delete your account:

  • Your personal profile information is removed from active systems
  • Debt and payment records are permanently deleted
  • Some anonymized data may be retained for analytical purposes
  • Backup copies may persist for a limited period in our disaster recovery systems

International Data Transfers

As an open-source, self-hosted platform, the location of your data depends on where you or your organization deploys Piiply. If you use a hosted version, your data may be stored and processed in different jurisdictions. We ensure appropriate safeguards are in place for international data transfers.

Children's Privacy

Piiply is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from children. If we discover that we have inadvertently collected data from a child, we will delete it promptly.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of significant changes by:

  • Posting the updated policy on this page with a new "Last Updated" date
  • Sending an email notification to your registered email address
  • Displaying a notice in the application

Your continued use of Piiply after changes are posted constitutes acceptance of the updated policy.

Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us: