Terms of Service

Last Updated: October 2025

Agreement to Terms

Welcome to Piiply (also known as DebtControl). These Terms of Service ("Terms") govern your access to and use of the Piiply debt management platform, including any content, functionality, and services offered on or through our application.

By accessing or using Piiply, you agree to be bound by these Terms and our Privacy Policy. If you do not agree with any part of these Terms, you must not use our service.

User Accounts

Account Creation

To use Piiply, you must create an account by providing:

  • A valid email address
  • A secure password
  • Your name and preferred currency

Account Responsibilities

You are responsible for:

  • Maintaining the confidentiality of your account credentials
  • All activities that occur under your account
  • Notifying us immediately of any unauthorized access or security breach
  • Providing accurate and up-to-date information
  • Complying with all applicable laws and regulations

Account Termination

We reserve the right to suspend or terminate your account if you violate these Terms, engage in fraudulent activity, or use the service in a manner that could damage or impair our platform.

Acceptable Use Policy

When using Piiply, you agree NOT to:

  • Use the service for any illegal purpose or in violation of any laws
  • Attempt to gain unauthorized access to our systems or other users' accounts
  • Upload or transmit viruses, malware, or other malicious code
  • Interfere with or disrupt the service or servers
  • Impersonate another person or entity
  • Harass, threaten, or harm other users
  • Use automated systems (bots, scrapers) without authorization
  • Reverse engineer, decompile, or disassemble the software
  • Remove or modify any proprietary notices or labels

Service Availability

We strive to provide reliable and continuous service, but:

  • We do not guarantee uninterrupted or error-free access to Piiply
  • The service may be temporarily unavailable due to maintenance, updates, or technical issues
  • We reserve the right to modify, suspend, or discontinue any feature at any time
  • We are not responsible for data loss due to technical failures (though we implement regular backups)

For self-hosted installations, service availability depends on your infrastructure and configuration.

Intellectual Property

Platform Ownership

All rights, title, and interest in and to the Piiply platform and services, including:

  • The "Piiply" name and logo are proprietary trademarks
  • Software, source code, and underlying technology
  • Design elements, documentation, and marketing materials
  • All intellectual property rights are owned by Piiply

Your Data

You retain all rights to the data you input into Piiply, including debt records, payment information, and personal data. We do not claim ownership of your data and will not use it for purposes other than providing the service.

Data Privacy and Security

Your privacy is important to us. Please review our Privacy Policy for detailed information about:

  • What data we collect and how we use it
  • Security measures we implement to protect your data
  • Third-party services we integrate with
  • Your rights regarding your personal data

By using Piiply, you consent to the data practices described in our Privacy Policy.

Disclaimer of Warranties

PIIPLY IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

  • Merchantability, fitness for a particular purpose, or non-infringement
  • Accuracy, reliability, or completeness of content
  • Error-free or uninterrupted operation
  • Security of data or systems

We do not warrant that the service will meet your requirements or that defects will be corrected. Use of Piiply is at your own risk.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, PIIPLY AND ITS CONTRIBUTORS SHALL NOT BE LIABLE FOR:

  • Any indirect, incidental, special, consequential, or punitive damages
  • Loss of profits, revenue, data, or business opportunities
  • Damages arising from your use or inability to use the service
  • Unauthorized access to or alteration of your data
  • Any third-party conduct or content on the service

This limitation applies even if we have been advised of the possibility of such damages.

Indemnification

You agree to indemnify, defend, and hold harmless Piiply, its contributors, and affiliates from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of the service, violation of these Terms, or infringement of any third-party rights.

Third-Party Services

Piiply integrates with third-party services including:

  • Email service providers (SMTP)
  • CurrencyAPI for exchange rates
  • OneSignal for push notifications
  • Sentry for error tracking
  • OpenAI for AI-powered features

These services have their own terms of service and privacy policies. We are not responsible for third-party service availability, performance, or data practices.

Modifications to Terms

We reserve the right to modify these Terms at any time. When we make changes:

  • We will update the "Last Updated" date at the top of this page
  • We will notify you via email or in-app notification for significant changes
  • Your continued use of Piiply after changes are posted constitutes acceptance

If you do not agree with modified Terms, you should discontinue use of the service.

Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction where the service is operated, without regard to its conflict of law provisions.

Any disputes arising from these Terms or your use of Piiply shall be resolved through good faith negotiation. If negotiation fails, disputes may be submitted to binding arbitration or appropriate courts.

Contact Information

If you have questions or concerns about these Terms, please contact us:

Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Piiply regarding your use of the service and supersede any prior agreements.